ELSS vs PPF vs FD

Compare post-tax returns across ELSS, PPF, and FD over long term

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Computed in your browser from the same formulas the full app uses — it is not saved and does not factor in every detail (taxes, exact compounding dates, fees) the way a saved scenario does. Sign in to save, share, or view history →

How is ELSS vs PPF vs FD calculated?

ELSS, PPF, and FD post-tax returns are each compounded over the same period at their own typical rate, with FD interest taxed at your bracket, to compare the three on an after-tax basis.

Enter your annual investment amount, time period, and expected ELSS return.
Enter your income tax bracket.
The calculator compounds all three options and shows post-tax maturity value for each.

Frequently asked questions

What is the ELSS vs PPF vs FD?

Compare post-tax returns across ELSS, PPF, and FD over long term

What do I need to enter for the ELSS vs PPF vs FD?

You will need: Annual Investment, Investment Period (years), ELSS Expected Return (% p.a.), PPF Rate (%), FD Rate (%), Income Tax Bracket (%).

Is the ELSS vs PPF vs FD free to use?

Yes, this calculator is free to use. Sign in to save your scenarios, view your calculation history, or share results directly in a Goonjar chat.

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