Calculate Fixed Deposit maturity with quarterly compounding
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Fixed Deposit maturity uses compound interest at the chosen compounding frequency: A = P × (1 + r/k)^(k×t), where P is the deposit, r is the annual rate, k is the compounding frequency, and t is the tenure in years.
FD maturity uses compound interest: A = P × (1 + r/k)^(k×t), where P is your deposit, r is the annual rate, k is the compounding frequency, and t is the tenure in years.
Yes, FD interest is added to your taxable income and taxed at your income tax slab rate; banks also deduct TDS above the applicable threshold.
Most Indian bank FDs compound quarterly. Check your specific FD’s terms — a higher compounding frequency yields marginally more for the same nominal rate.
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