Net proceeds and effective annualised cost of funds under a factoring advance + fee structure
Sign in to save scenarios, view your history, and share results in chat.
Fill in the fields above and select Calculate for an instant estimate.
Computed in your browser from the same formulas the full app uses — it is not saved and does not factor in every detail (taxes, exact compounding dates, fees) the way a saved scenario does. Sign in to save, share, or view history →
The calculator applies the standard formula for this calculation to the values you enter and returns the result instantly.
Net proceeds and effective annualised cost of funds under a factoring advance + fee structure
You will need: Invoice Value, Factor Advance %, Factoring Fee %, Additional Service Fee %, Tenure to Collection (days).
It shows Advance Amount, Total Fee, Balance Paid on Collection, Net Proceeds, Effective Annual Cost (on invoice value), Effective Annual Cost (on advance), computed instantly from the values you enter.
Yes, this calculator is free to use. Sign in to save your scenarios, view your calculation history, or share results directly in a Goonjar chat.
Ready for the full invoice factoring cost with a detailed schedule, saved scenarios, and history?
Open Invoice Factoring Cost