Calculate NPS corpus, annuity and lumpsum at retirement
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Computed in your browser from the same formulas the full app uses — it is not saved and does not factor in every detail (taxes, exact compounding dates, fees) the way a saved scenario does. Sign in to save, share, or view history →
NPS projects the corpus by compounding monthly contributions at the expected annual return to retirement, then applies the mandatory annuity purchase percentage to estimate the monthly pension.
Current rules allow withdrawing up to 60% of the corpus as a lump sum tax-free; the remaining 40% (minimum) must be used to purchase an annuity for a regular pension.
No — NPS returns depend on the market performance of the underlying equity/debt/government-securities funds you choose, similar to a mutual fund.
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