True cost of a personal loan including processing fees and other charges, with the effective APR.
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Fill in the fields above and select Calculate for an instant estimate.
Computed in your browser from the same formulas the full app uses — it is not saved and does not factor in every detail (taxes, exact compounding dates, fees) the way a saved scenario does. Sign in to save, share, or view history →
The calculator applies the standard formula for this calculation to the values you enter and returns the result instantly.
True cost of a personal loan including processing fees and other charges, with the effective APR.
You will need: Loan Amount, Interest Rate (% p.a.), Tenure (months), Processing Fee (%), Other Charges.
It shows Monthly EMI, Total Interest, Total Payment, Processing Fee, Total Fees, Net Amount Disbursed, Effective Total Cost, Effective APR, APR Computable, computed instantly from the values you enter.
Yes, this calculator is free to use. Sign in to save your scenarios, view your calculation history, or share results directly in a Goonjar chat.
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