Compare renting vs buying property over loan tenure
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Computed in your browser from the same formulas the full app uses — it is not saved and does not factor in every detail (taxes, exact compounding dates, fees) the way a saved scenario does. Sign in to save, share, or view history →
The total cost of renting (rent + rent escalation over time) is compared against the total cost of buying (down payment + EMI + maintenance − eventual property appreciation) over the same horizon.
It depends on your time horizon, local property appreciation, interest rates, and opportunity cost of the down payment. Use this calculator to compare the total cost of each path over your expected time horizon.
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