How much of a retirement corpus can be sustainably withdrawn each year for a given payout horizon (a 4%-rule-style calculation using your own return/inflation assumptions).
Sign in to save scenarios, view your history, and share results in chat.
Fill in the fields above and select Calculate for an instant estimate.
Computed in your browser from the same formulas the full app uses — it is not saved and does not factor in every detail (taxes, exact compounding dates, fees) the way a saved scenario does. Sign in to save, share, or view history →
The calculator applies the standard formula for this calculation to the values you enter and returns the result instantly.
How much of a retirement corpus can be sustainably withdrawn each year for a given payout horizon (a 4%-rule-style calculation using your own return/inflation assumptions).
You will need: Retirement Corpus (₹), Expected Return (% p.a.), Inflation Override (% p.a.), Desired Payout Years.
It shows Safe Withdrawal Rate, Sustainable Annual Withdrawal, Sustainable Monthly Withdrawal, Classic 4% Rule Withdrawal, Payout Years, computed instantly from the values you enter.
Yes, this calculator is free to use. Sign in to save your scenarios, view your calculation history, or share results directly in a Goonjar chat.
Ready for the full safe withdrawal rate with a detailed schedule, saved scenarios, and history?
Open Safe Withdrawal Rate