Calculate returns on your Systematic Investment Plan
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Computed in your browser from the same formulas the full app uses — it is not saved and does not factor in every detail (taxes, exact compounding dates, fees) the way a saved scenario does. Sign in to save, share, or view history →
SIP future value uses the standard monthly-compounding annuity formula: FV = P × (((1+i)^n − 1) / i) × (1+i), where P is the monthly instalment, i is the monthly return rate, and n is the number of months.
A Systematic Investment Plan (SIP) lets you invest a fixed amount every month into a mutual fund, so your investment compounds over time and averages out market volatility.
Each monthly instalment compounds at the expected monthly return rate from the month it is invested until maturity; the calculator sums all instalments’ compounded values.
No. The return you enter is an assumption based on historical or expected performance — actual mutual fund returns vary and are not guaranteed.
It depends on your cash flow and market timing risk tolerance. Use the SIP vs Lumpsum Calculator to compare both paths for the same total investment.
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