Solves the initial EMI for a loan whose EMI rises a fixed percent every year, with the year-wise schedule.
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Computed in your browser from the same formulas the full app uses — it is not saved and does not factor in every detail (taxes, exact compounding dates, fees) the way a saved scenario does. Sign in to save, share, or view history →
The calculator applies the standard formula for this calculation to the values you enter and returns the result instantly.
Solves the initial EMI for a loan whose EMI rises a fixed percent every year, with the year-wise schedule.
You will need: Loan Amount, Interest Rate (% p.a.), Tenure (months), Annual EMI Step-Up (%).
It shows Initial EMI, Final-Year EMI, Total Interest, Total Payment, Flat-EMI Comparison, Interest Difference vs Flat EMI, Year-wise EMI Schedule, computed instantly from the values you enter.
Yes, this calculator is free to use. Sign in to save your scenarios, view your calculation history, or share results directly in a Goonjar chat.
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