Step-up SIP

SIP with annual increase in investment amount

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Instant estimate · sign in to save

Fill in the fields above and select Calculate for an instant estimate.

Computed in your browser from the same formulas the full app uses — it is not saved and does not factor in every detail (taxes, exact compounding dates, fees) the way a saved scenario does. Sign in to save, share, or view history →

How is Step-up SIP calculated?

A step-up SIP increases the monthly instalment by a fixed percentage every year; each year’s (higher) instalment is then compounded forward to maturity like a normal SIP.

Enter your starting monthly SIP and the annual step-up percentage.
Enter the expected return and investment period.
The calculator increases the instalment each year and compounds every contribution to maturity.

Frequently asked questions

What is the Step-up SIP?

SIP with annual increase in investment amount

What do I need to enter for the Step-up SIP?

You will need: Starting Monthly Investment, Annual Step-up (%), Expected Return (% p.a.), Investment Period (years).

Is the Step-up SIP free to use?

Yes, this calculator is free to use. Sign in to save your scenarios, view your calculation history, or share results directly in a Goonjar chat.

Ready for the full step-up sip with a detailed schedule, saved scenarios, and history?

Open Step-up SIP